Base line: If you are a better-revenue "Midlifer" who would like to save aggressively for retirement, making capture-up contributions soon after age fifty is a terrific way to do it.
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According to retirement-strategy provider Fidelity Investments, the rule of thumb is to save lots of ten periods your profits if you need to retire by age 67. Modify this quantity if you wish to retire any previously or later. These retiring at sixty two (the earliest you could declare Social Security) will require to avoid wasting far more to compensate for an extra 5 years with no revenue.
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